Piggy bank, percent sign indicating Interest rate and small model of a house.

Making the Best of Low Interest Rates

by Mary E. McCraw, CFP® In 2012 and 2016, I wrote about refinancing as we were experiencing very low mortgage rates. After bumping higher the last two years, we are happy to see that mortgage rates are once again low.…

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Posted: Sep 6 2019

Qualified vs. Non-Qualified: Not All Savings are Equal

It can be tricky trying to determine the best type of savings to have for retirement. We explain why it is best to have a mix of the two types.

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Posted: Jul 27 2018

The Horizontal and Vertical of Retirement Planning

When planning for retirement, your rate of return is important, but it is secondary to your annual spending needs and the concerns about outliving one’s savings. We explore the factors.