Category Archives: Financial Planning
Making the Best of Low Interest Rates
by Mary E. McCraw, CFP® In 2012 and 2016, I wrote about refinancing as we were experiencing very low mortgage rates. After bumping higher the last two years, we are happy to see that mortgage rates are once again low.…
Gaming the Tax System on College Savings Plans
by Kristina K. Bolhouse, CPA/PFS, CFP® One of the enhancements of the Tax Cuts and Jobs Act of 2017, is the ability to use 529 College Savings Plans for K-12 tuition expenses. Specifically, up to $10,000 per year may be…
Kids & Money: Teen Checking Accounts
by Mary E. McCraw, CFP® April is always a big month in our house as we celebrate our twin girls’ birthday. This year was a particularly big month as they turned 13 and we now have two teenagers in the…
Futurism Part II: Artificial Intelligence
by Ralph Broadwater, MD, CFP®, AIF® In a previous newsletter I wrote about the exponential changes that are occurring in our modern world. I would like to spend a little time discussing one of the most exciting areas of growth…
Rental Real Estate Ownership
It is easy to fall for the deceptive attraction of rental real estate. What are the hidden costs?
Technology Update: Zoom Meetings
We are using Zoom video conference software to better keep in touch with our clients.
Qualified vs. Non-Qualified: Not All Savings are Equal
It can be tricky trying to determine the best type of savings to have for retirement. We explain why it is best to have a mix of the two types.
The Horizontal and Vertical of Retirement Planning
When planning for retirement, your rate of return is important, but it is secondary to your annual spending needs and the concerns about outliving one’s savings. We explore the factors.