Form CRS/ADV & Disclosures. 
By: Ralph Broadwater, MD, CFP®, AIF® Financial aggregators can be an excellent tool to help you follow your finances, investments, and track spending patterns. These web-based programs allow you to automatically capture all of your financial accounts and transactions in…
By: Kristina K. Bolhouse, CPA/PFS, CFP® Recently, we had several clients call concerned they had fallen victim to phishing schemes, or had otherwise compromised key personal information. These were what appeared to be legitimate financial institutions requesting verification of information.…
By: Mary E. McCraw, CFP® With interest rates at historic lows, it is an excellent opportunity to lock in a low rate on your mortgage. However, many people simply don’t take advantage of this strategy to reduce their mortgage costs.…
By: Mary E. McCraw, CFP® You may remember that the Social Security Administration suspended mailing annual statements to all workers in April 2011 in an effort to cut costs. In February 2012, mailings were resumed for workers age 60 and…