Form CRS/ADV & Disclosures. 
By: Kristina Bolhouse, CPA/PFS, CFP® With the heat of summer, sometimes it’s easier to clean inside than work outdoors. It’s tempting to say, “Someday we will have a garage sale” and stick old clothes and other items in a corner…
Our Love/Hate Relationship with Long Term Care Insurance Kristina Bolhouse, CPA/PFS, CFP® Long term care (LTC) insurance started appearing in the marketplace in the late 1970s/early 1980s. At the time, we loved the fact this product was available, even though the…
There has been debate for years in the financial planning community (and political circles) about the level of assets that makes a person “rich.” Is it $1 million dollars in Net Worth? …$10 million? …$100 million? Over the years, we…
As financial planners, we help clients with important decisions regarding wealth transfer – how to ensure that money is passed on to the next generation most efficiently. However, the financial values or financial legacy that is passed down to children…
Ralph Broadwater, MD, CFP®, AIF® If you are interested in charitable giving, check out Kiva Zip at http://zip.kiva.org. In March, 2013 President Bill Clinton was in Arkansas to announce the start of Kiva Zip, a project of Kiva.org to make direct…
By: Kristina Bolhouse, CPA/PFS, CFP® Like the impact of a new drug or medical treatment, we are now seeing firsthand the benefits of good estate planning as well as the implications of the new estate tax law changes that went…
By: Ralph Broadwater, MD, CFP®, AIF® I recently stumbled upon a very helpful service that has solved one of my most frustrating tasks living in the paperless, digital world. If you are like me, you have turned off most paper…
By: Mary McCraw, CFP® A well-crafted estate plan can ensure that your wishes are carried out with minimal hassles for your heirs. People spend a lot of time and money putting an estate plan in place and often overlook an…
Kristina Bolhouse, CPA/PFS, CFP® After many years as an auditor, financial planner and tax preparer, I’ve witnessed firsthand the creative ways that fraud and identity theft occur. I have developed a healthy respect for “what can go wrong” with financial…
By: Kristina Bolhouse CFP® The term “identity theft” is now part of our lexicon. But what does it mean exactly? Since it covers a wide spectrum of activities, the term has become rather confusing. Identity Theft is simply defined as the…