Category Archives: Retirement
Making the Best of Low Interest Rates
by Mary E. McCraw, CFP® In 2012 and 2016, I wrote about refinancing as we were experiencing very low mortgage rates. After bumping higher the last two years, we are happy to see that mortgage rates are once again low.…
Qualified vs. Non-Qualified: Not All Savings are Equal
It can be tricky trying to determine the best type of savings to have for retirement. We explain why it is best to have a mix of the two types.
The Horizontal and Vertical of Retirement Planning
When planning for retirement, your rate of return is important, but it is secondary to your annual spending needs and the concerns about outliving one’s savings. We explore the factors.