Category Archives: Financial Planning
Take Time to Learn Your Critical Numbers
By: Ralph Broadwater, MD, CFP®, AIF® We all want to know that we have organized our financial life as well as possible so we can accomplish our goals. One of the best ways to make sure that you are “on…
The Value of Scenario Planning
By: Ralph Broadwater, MD, CFP®, AIF® In addition to investing to reach your goals, it is important to plan for emergencies and protect your family. Adequate insurance coverage is an important part of this protection, but proper planning is equally…
The Ripple Effect—The Side of 401ks, 403bs and IRAs No One Talks About
By: Kristina K. Bolhouse, CPA/PFS, CFP® I often hear financial authors and radio personalities talk about all of the virtues of putting money into tax deferred accounts. The impact sounds so promising, and even CPAs sometimes get confused by the…
Financial Aggregators
By: Ralph Broadwater, MD, CFP®, AIF® Financial aggregators can be an excellent tool to help you follow your finances, investments, and track spending patterns. These web-based programs allow you to automatically capture all of your financial accounts and transactions in…
Phishing, Fraud, and Security Issues
By: Kristina K. Bolhouse, CPA/PFS, CFP® Recently, we had several clients call concerned they had fallen victim to phishing schemes, or had otherwise compromised key personal information. These were what appeared to be legitimate financial institutions requesting verification of information.…
Is Now the Time to Refinance?
By: Mary E. McCraw, CFP® With interest rates at historic lows, it is an excellent opportunity to lock in a low rate on your mortgage. However, many people simply don’t take advantage of this strategy to reduce their mortgage costs.…