IMPORTANT DISCLOSURE INFORMATION 
While we are planners and not psychologists, we do have the benefit of observing the behavior patterns of a homogenous demographic group. This assists us in helping clients work through challenging times. Since we have been around over 30 years,…
The volatility of the market this year has been a classic example of how Portfolio Theory works. We explain!
Last fall, Rick and I had the opportunity to attend a conference hosted by eMoney (our financial planning software company). I expected excellent technical training and information; I did not expect the keynote speakers’ focus on human psychology. I came…
With all the stress in the news, perhaps it’s time to unplug from the news and social media. We have some suggestions for other ways to spend your time.
Habits are a fascinating subject and the topic of a book called Better Than Before. This may be a good time to think about our habits and how to change them.
In the real world, not all side effects of an opened box are bad.
We say goodbye to our wonderful Client Services Manager.
Modeling is the key to successful financial planning.
Think about will you take away from this experience.
by Mary E. McCraw, CFP® In 2012 and 2016, I wrote about refinancing as we were experiencing very low mortgage rates. After bumping higher the last two years, we are happy to see that mortgage rates are once again low.…