Mortgage 28% rule

Rule of 28 is dead

Our guest blogger, Sarah Catherine Gutierrez, CFP®, has her master’s in public policy from the Harvard Kennedy School and is founder and partner of Aptus Financial in Little Rock. Think smaller on affordability We officially declare that as of April…

Longevity Planning

For the past twenty years, most financial planners have used Mortality Tables to help them compute the adequacy of asset levels for funding retirement income needs.  These tables were based on the actual life span of general population in the…