What is Rich?

There has been debate for years in the financial planning community (and political circles) about the level of assets that makes a person “rich.”  Is it $1 million dollars in Net Worth?  …$10 million?  …$100 million? Over the years, we…

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View From the Trenches

By:  Kristina Bolhouse, CPA/PFS, CFP® Like the impact of a new drug or medical treatment, we are now seeing firsthand the benefits of good estate planning as well as the implications of the new estate tax law changes that went…

Identity Theft

By:  Kristina Bolhouse CFP® The term “identity theft” is now part of our lexicon.  But what does it mean exactly?  Since it covers a wide spectrum of activities, the term has become rather confusing.  Identity Theft is simply defined as the…

It’s Not Too Late to Refinance

By:  Mary McCraw, CFP® With mortgage rates at historic lows, we have received many questions from clients about refinancing.  To evaluate if refinancing makes sense, you need to know both the upfront costs involved in the loan and the rate…