Kids & Money – Saving for College

By: Mary E. McCraw, CFP® Recently, I wrote about financially preparing for a new baby.  While those early days of baby gear and diapers are certainly expensive, they pale in comparison to the looming cost of college.  Here are some things to consider:…

Family having a talk

Kids & Money – Allowance

By: Mary E. McCraw, CFP® Teaching basic financial concepts early can minimize common but costly financial mistakes kids often make when they leave home. Mistakes happen, but a mistake with a $200 clothing allowance is not nearly as devastating as…

Financial Aggregators

By: Ralph Broadwater, MD, CFP®, AIF® Financial aggregators can be an excellent tool to help you follow your finances, investments, and track spending patterns. These web-based programs allow you to automatically capture all of your financial accounts and transactions in…

Phishing, Fraud, and Security Issues

By: Kristina K. Bolhouse, CPA/PFS, CFP® Recently, we had several clients call concerned they had fallen victim to phishing schemes, or had otherwise compromised key personal information. These were what appeared to be legitimate financial institutions requesting verification of information.…

Is Now the Time to Refinance?

By: Mary E. McCraw, CFP® With interest rates at historic lows, it is an excellent opportunity to lock in a low rate on your mortgage. However, many people simply don’t take advantage of this strategy to reduce their mortgage costs.…